History of Vijaya Bank :
Vijaya Bank, was established on 23rd October 1931 by late Shri A.B.Shetty and other enterprising farmers in Mangalore, Karnataka. The objective behind establishment of the Bank was essentially to promote banking habit, thrift and enterpreneurship among the farming community of Dakshina Kannada district in Karnataka State. The bank became a scheduled bank in 1958.

During 1963-68, nine smaller banks merged with Vijaya Bank and the Bank steadily grew into a large All India bank. Vijaya Bank was nationalized on April 15, 1980 and today the Bank has a network of 913 branches that span all 28 states and 3 union territories in the country.

Vijay Bank has been constantly focusing on technological upgradation. As on October 2005, all the 913 branches have been computerised, covering 97% of the bank's total business.

The Bank has diversified into new areas such as credit card, merchant banking, hire purchase and leasing, and electronic remittance services. Vijaya Bank is one of the few banks in the country to take up principal membership of VISA International and MasterCard International.

Chairman and Managing Director : MR. PRAKASH P. MALLYA      
Executive Director : MR. T. VALLIAPPAN    
Director of Vijaya Bank :
Shri. G.B.Singh, Shri. K. Venkatappa, Shri. Mallikarjuna S. Madinur, Shri. Brij Mohan Sharma, Shri. Ashok Kumar Shetty, Shri. Ashok Kumar, Prof.R.Vaidyanathan, Shareholders' Nominee Director.

General Managers of Vijaya Bank : Shri H. Rathnakar Hegde, Shri Hariprakash Shetty,
Shri. K. Shamasundara Shetty, Shri. K. Jayakar Shetty, Sri. V. Mohandas Shetty, Shri. K. Manjayya Shetty, Shri. S. Jayaram Shetty, Shri. D.R. Sridhara.

General Manager at Regional Office of Vijaya Bank :
1. Shri. G Vasanth Kumar Shetty, Regional Office, Delhi   
2. Shri. Naveen Kumar Hegde, Regional Office, Bangalore    
3. Shri. M Rathnakara Shetty, Regional Manager, Chennai
 

Tax Savings Scheme of Vijaya Bank:
In the light of the Notification issued by the Government of India, treating the bank Term Deposit as an approved form of investment to get qualified for benefits U/s.80C of the Income Tax Act 1961, Vijaya Bank now launches a new term deposit scheme called ‘VIJAYA TAX SAVINGS SCHEME’ effective form 18.8.2006.
The highlights of the scheme are as follows :
Deposits are accepted for a period of 5 years only
* Rate of interest is 8.75% p.a. Senior citizens are entitled for an interest rate of 9.25% p.a.
* Depositor can opt for either cumulative or non-cumulative way of crediting periodical interest.
* Depositor gets benefit U/s.80C of the Income Tax Act. 1961
* Minimum deposit is Rs.100 and in multiples thereof
* Maximum deposit in a Financial Year Rs.1,00,000/- (i.e., 1 st April to 31 st March of the following calendar year)
* Deposits cannot be withdrawn prematurely
* Deposits cannot be pledged to secure loan or as security

Retail Lending Schemes of Vijaya Bank : Vijaya Home Loan, Vijaya Wheels, Vijaya Equip, Vijaya Rent, Vijaya Cash, Vijaya Rakshak, Vijaya Shihshak, Vijaya Kanyadan, Vijaya Mangala, Vijaya Swashakti, Trade Finance, Educational Loans, Jewel Loans, Loans to Transport Operators

Special Schemes for Women of Vijaya Bank : Assistance To Women In Non Farm Development, Assistance For Marketing Of Non Farm Products Of Rural Women, Processing Charges, Fair Practice Code on Lenders Liability etc.

Cradit Cards Facilities of Vijaya Bank :
Domestic Cards : VISA Classic Credit Card, MasterCard Classic Credit Card, Vijaya Platinum Card, VISA Gold Credit Card, etc.
Global Cards : MasterCard Global Credit Card, VISA Classic International Card, VISA city specific cards, VISA Doctor’s Card, VISA Nurse’s Card, etc.
Debit Cards : Visa Debi Card, etc

Other Service of Vijaya Bank :
Vijaya Raksha : Nature of the Scheme, Eligibility, Premium Chargable, Benefits, Restriction on Benefits, Administration os the Scheme, Claims, etc.

Vijaya-Arogya Bima Policy Service : Health Care is important in every one's life and "Health Care for All" is one of the most important priorities of the Government of India. With this in view, we have devised a unique insurance product by name "V-Arogya Bima Policy in association with National Insurance Company Ltd.

Services Charges : Deposits, Remittances, Collection of Bills and Cheques, Purchase / Discount of Bills / Cheques, Loans and Advances (Fund Based), Non-Fund Business, General Matters, Safe Deposit Lockers, etc.

Interest Rates of Vijaya Bank : Domestic Term Deposits / Additional interest benefit for Senior Citizens, NRE Accounts, FCNR(B), RFC - SB Deposit, Capital Gains Accounts Scheme 1988, Interest Rates on Loans and Advances, etc.